Hospital Income

Cover Major Medical Out-of-Pocket Costs
Your may be fighting an uphill battle with major medical premiums. To reduce premiums, many people raise their deductibles to the point that when they're hospitalized, they have significant out-of-pocket expenses to pay. And, even if they've already met their deductibles, they'll have co-payments and additional non-covered charges to pay.

Hospital Income Insurance can help with this problem. Beginning on day two of confinement, Mutual of Omaha's Hospital Income plan can pay a daily benefit to help cover major medical deductible, additional uncovered costs and co-payment to significantly reduce out-of-pocket costs.

Seven Good Reasons to buy Our Hospital Income Plan

There are over 45 million Americans currently without health coverage
- It's designed for consumers who need affordability, access and flexibility
- It offers higher than average selected daily benefits ($500 - $2,000)
- It's a solution to the rising cost of medical insurance
- Benefits are not tied to specific hospital charges or treatments
- No copays - no networks - no pre-certification
- Portable coverage

PRODUCT HIGHLIGHTS
- A daily benefit amount selected, from $500 - $2,000 (limited to $500 in MA)
- An unlimited lifetime benefit amount (as long as the insurance plan is in force)
- For short or long-term stays up to 120 days per confinement period
- In addition to any other insurance coverage in force

Hospital Income Sample Rates
- Monthly premium - 35-year-old male; $1,000 daily benefit is $29
- Monthly premium - 35-year-old female; $1,000 daily benefit is $35